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Plaid API POST /cra/monitoring_insights/* endpoint removal

Stops workingin 287 daysSubscribe to Plaid APIShare

On August 20, 2027, endpoints matching POST /cra/monitoring_insights/* will be removed and calls to them will fail. Cash Flow Updates is deprecated and will be replaced by Servicing. Existing customers have until that date to transition before requests stop functioning.


Calls it hits

  • POST /cra/monitoring_insights/*

What to use instead of these calls

Subscribe users to Servicing using /cra/servicing/subscription/create. Manage subscriptions with /cra/servicing/subscription/get, /list, /update, and /delete instead of /cra/monitoring_insights/subscribe, /get, and /unsubscribe.

In Plaid API's words

Servicing replaces Cash Flow Updates, which is now deprecated; existing Cash Flow Updates customers have until August 20, 2027 to migrate to Servicing.

Plaid API, Announcement

Facts

API
Plaid API production.plaid.com
Kind
Endpoint removal
Announced
September 3, 2026
Takes effect
August 20, 2027
Calls after that day
Fail
Source
Announcement
Last updated
Verified
, against Plaid API's own pages

Questions

When does this change take effect?

Calls to POST /cra/monitoring_insights/* on Plaid API stop working on August 20, 2027.

What happens to calls after August 20, 2027?

They fail from that day.

How do I find the calls this hits in my code?

Okapi reads your repository, finds the calls this change hits and opens a pull request with the fix. It never commits to your branches: every change comes as a pull request you review.


More from Plaid API 6

  1. POST /signal/decision/reportBehaviour change Stopped working
  2. POST /signal/return/reportBehaviour change Stopped working
  3. No date POST /credit/payroll_income/precheckEndpoint removal Deprecated, no date
  4. No date POST /transfer/balance/getEndpoint removal Deprecated, no date
  5. No date POST /cra/check_report/verification/pdf/getParameter removal Deprecated, no date
  6. No date POST /payment_initiation/consent/createParameter removal Deprecated, no date

Is your code calling this?

Okapi finds the calls this change hits in your repo and opens the pull request with the fix before August 20, 2027.

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