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Plaid API POST /signal/decision/report changes: unknown client_transaction_id fails

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Calls to POST /signal/decision/report, body parameter client_transaction_id on Plaid API stopped working on September 1, 2025.


Calls it hits

  • POST /signal/decision/report
  • body parameter client_transaction_id

In Plaid API's words

Beginning September 1, 2025, when /signal/decision/report or /signal/return/report is called with an unknown client_transaction_id (one that was never submitted to /signal/evaluate ), these endpoints will return an error instead of a success response.

Plaid API, Changelog

Facts

API
Plaid API production.plaid.com
Kind
Behaviour change
Announced
August 6, 2025
Takes effect
September 1, 2025
Calls after that day
Fail
Source
Changelog
Last updated
Verified
, against Plaid API's own pages

Questions

When does this change take effect?

Calls to POST /signal/decision/report, body parameter client_transaction_id on Plaid API stopped working on September 1, 2025.

What happens to calls after September 1, 2025?

They have failed since September 1, 2025.

How do I find the calls this hits in my code?

Okapi reads your repository, finds the calls this change hits and opens a pull request with the fix. It never commits to your branches: every change comes as a pull request you review.


More from Plaid API 6

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  4. No date POST /transfer/balance/getEndpoint removal Deprecated, no date
  5. No date POST /cra/check_report/verification/pdf/getParameter removal Deprecated, no date
  6. No date POST /payment_initiation/consent/createParameter removal Deprecated, no date

You fixed this one by hand.

Okapi opens the pull request with the fix before the next breaking change reaches your code.

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